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Jan Parsons Smith Honored as a 7-Time Five Star Mortgage Professional in 2023

Achieving excellence in the mortgage industry requires dedication, expertise, and a deep commitment to serving clients. It is with great pride and admiration that we announce Jan Parsons Smith’s outstanding accomplishment as a 2023 Denver Five Star Mortgage Professional. This prestigious recognition is a testament to Jan’s unwavering commitment to her clients and her consistent …

The Importance of Documenting Support Income

The Importance of Documenting Support Income

The Importance of Documenting Support Income Divorce is an emotionally challenging process that often requires careful consideration of various financial aspects. One crucial element to address is the support income received from an ex-spouse. Whether you are a divorcing client or a legal professional working with clients going through divorce, it is vital to understand …

Title Issues

Fannie Mae and Freddie Mac guidelines are important to know and understand when helping a client that is facing divorce.  Check out the scenarios below to better understand how to help your client avoid title issues. Scenario 1: Divorcing borrower is not on title or the current mortgage and must pull equity out to give to ex. …

Qualifying Employment Income

Did you know that not all income can be used for qualification for a home loan? Income that CANNOT be used:  Income that CAN be used: Not sure if your client’s income can be used?  Please reach out to me.  I’m always happy to be of assistance. Contact Jan or CLICK HERE to schedule an …

Lender Letters

Does opposing counsel question whether your client qualifies to refinance the marital home? When I have qualified* your client for a new mortgage, I will send you a qualification letter that may be shared with opposing counsel.  I’ve found this to be extremely helpful when there is the worry that a client cannot qualify to …